Help & FAQ

Since income based products are new, Edly strives to keep prospective market participants and enthusiasts alike as informed as possible.


How is my investment taxed?

You will receive a 1099 on any tax amount due each year. For Edly Outcomes, Edly tries to minimize the amount of tax due in the early part of your investment. See PPM and respective PPM Supplement for a fuller description. For Edly Notes, investors will have interest paid reported on a 1099 each year.

How am I paid?

On the 25th of each month (or next business day thereafter), Edly will pass through any cash payments made by students. These payments are low at first while students are still in school or just starting to work. They increase later and then end – typically within 3 to 5 years.

Edly Notes investors receive a monthly fixed coupon payment which equals 8% per annum, in addition to a variable principal paydown.

How much can I expect to earn?

Alternative investments can be high risk. Edly has specific target returns for each investment opportunity for investors to review prior to investing. There is no guarantee that target returns will be achieved.

Can I sell my investment?

There is currently no secondary market for Edly investments. Edly may be able to allow for early redemption in certain circumstances but you should expect to hold until all of the student payments are done – typically 3 to 5 years.

Is my investment safe?

Alternative investing involves a relatively high degree of risk. Edly takes steps to minimize those risks. For example, Edly invests in actual student contracts, seeks collections from students via a professional servicer, and conducts thorough underwriting processes prior to investing.

What fees are charged?

For Edly Outcomes:

Management Fees: 1% of the initial investment amount per year for two years, plus 4% of cashflows.

Expenses: Edly will also charge investors all of the out of pocket expenses relating to the management of the account up to 1% of cash returned to investors.

For Edly Notes:

There are no Management Fees charged directly to the investor. Edly charges management fees on the investment pools.

Do you have other offerings?

All offerings will be contained in the invest page. Investors can access the Edly Notes opportunity there, as well as any other offerings Edly is making available such as specific school offerings.

How frequently can I make an investment?

If an offering is available on Edly, then verified accredited investors will be able to place an order. Investors will receive distributions on their latest investment starting on the 2nd 25th from the day that the order is processed.

How do I make an investment?

Click here to view offerings and begin the investment process. Please note that Edly investments are only made available to verified accredited investors.

How do I become an accredited investor?

Accredited investors meet minimum net worth and/or income requirements as defined in Rule 501 of Regulation D of the Securities Act of 1933.

Edly partnered with Parallel Markets to make the accreditation verification process simple and painless for Edly investors.

I need help with my account.

Invest with Edly and we’ll do the work for you

Edly Notes is a professionally managed account selecting the top students in the top majors attending the top schools.


Monthly Cash Flows

Short Maturity

Reporting & Monitoring