Help & FAQ

Since ISAs are new, Edly strives to keep prospective market participants and ISA enthusiasts alike as informed as possible.


How is my investment taxed?

You will receive a 1099 on any tax amount due each year. For Edly Outcomes, Edly tries to minimize the amount of tax due in the early part of your investment. See PPM and respective PPM Supplement for a fuller description. For Edly Notes, investors will have interest paid reported on a 1099 each year.

How am I paid?

On the 25th of each month (or next business day thereafter), Edly will pass through any cash payments made by students. These payments are low at first while students are still in school or just starting to work. They increase later and then end – typically within 3 to 5 years.

Edly Notes investors receive a monthly fixed coupon payment which equals 8% per annum, in addition to a variable principal paydown.

How much can I expect to earn?

Alternative investments can be high risk. There is no guarantee that target returns will be achieved. Investments with EdlyOutcomes I High Yield have a target return of 14% (IRR). Fixed income investments may have a shorter maturity and lower coupon that may correspond to an investment grade rating. The Edly Inc. Senior Secured Notes 2021-1 issue has an 8% coupon paid monthly.

Can I sell my investment?

There is currently no secondary market for Edly investments. Edly may be able to allow for early redemption in certain circumstances but you should expect to hold until all of the student payments are done – typically 3 to 5 years.

Is my investment safe?

Alternative investing involves a relatively high degree of risk. Edly takes steps to minimize the risks it can. For example, Edly will invest in actual student contracts, seek collections from students via a professional servicer, and do extensive screening prior to investing.

What fees are charged?

For Edly Outcomes:

Management Fees: 1% of the initial investment amount per year for two years, plus 4% of the ISA cashflows.

Expenses: Edly will also charge investors all of the out of pocket expenses relating to the management of the account up to 1% of cash returned to investors.

For Edly Notes:

There are no Management Fees charged directly to the investor.

What if I have more questions?

Get in touch with us, and send over your questions to – we’ll connect to answer all your questions, and provide guidance to ISA investment.

You can also give us a call on (914) 775-8299.
We’re available Monday through Friday from 8AM – 4PM.

Do you have other offerings?

All offerings will be contained in the invest page. Investors can access the Edly Notes opportunity there, as well as any other offerings Edly is making available such as specific school offerings.

How frequently can I make an investment?

If an offering is available on Edly, then verified accredited investors will be able to place an order. Investors will receive distributions on their latest investment starting on the 2nd 25th from the day that the order is processed.

How do I make an investment?

Click here to view offerings and begin the investment process. Please note that Edly investments are only made available to verified accredited investors.

How do I become an accredited investor?

Accredited investors meet minimum net worth and/or income requirements as defined in Rule 501 of Regulation D of the Securities Act of 1933.

Edly partnered with Parallel Markets to make the accreditation verification process simple and painless for Edly investors.

I need help with my account.

Contact an Edly representative by sending a message in the chat box located on the bottom of your Edly browser window. If you can’t see the chat box, you can contact Edly at

Invest with Edly and we’ll do the work for you

EdlyOutcomes is a professionally managed account selecting the top students in the top majors attending the top schools. Or browse individual school offerings.


Monthly Cash Flows

Short Maturity

Reporting & Monitoring