Invest in Student Success

Edly allows investors to invest in the education of students and get paid a percentage of the students’ future earnings.

Baylor University
Registered Nursing
$63,200
Median starting salary
Stanford University
Civil Engineering
$98,000
Median starting salary
Columbia University
Computer Science
$132,500
Median starting salary
University of Michigan
Computer Science
$86,900
Median starting salary
Massachusetts Institure of technology
Computer Science
$118,100
Median starting salary
Emory University
Registered Nursing
$62,700
Median starting salary

Average Starting Salaries

Source: BLS NACE

There is no better investment than one in education

18.80%

Edly historical return to investors

2,500+

Students
Invested In

Returns are calculated between April 2019 and September 2020. Returns are based on actual cash received and the current market value of outstanding investments. Returns are net of fees and expenses. This is not a principal protected return. Principal protected return would be lower due to the cost of buying the protection.

For the first time ever, Edly allows investors to invest in top students by investing in Income Share Agreements (“ISAs”).

Great Schools, Great Returns.

Edly focuses on high potential students from the top programs and schools across the country.

Coding
Lambda School
$70,000
Median starting salary
University of California, Berkeley
Business, Econ & Finance
$160,600
Median starting salary
University of Southern California
Computer Science
$108,200
Median starting salary
American Diesel Training Centers
Diesel Technician Certificate
$35,735
Median starting salary
RPI
Computer Science
$91,900
Median starting salary
Harvey Mudd
Computer Science
$124,500
Median starting salary
Northeastern
Registered Nursing
$67,300
Median starting salary
UC Davis
Computer Science
$75,100
Median starting salary
Northwestern
Computer Science
$88,500
Median starting salary
Notre Dame
Computer Science
$80,000
Median starting salary
Wisconsin
Computer Science
$71,500
Median starting salary
Tufts
Computer Science
$88,200
Median starting salary
Texas A&M University
Computer Science
$70,900
Median starting salary
University of Southern California
Computer Science
$108,200
Median starting salary
Cornell University
Computer Science
$116,300
Median starting salary
University of Washington
Computer Science
$92,000
Median starting salary
University of Texas at Austin
Civil, Industrial, and Mech. Engineering
$73,800
Median starting salary
UCLA
Computer Science
$87,600
Median starting salary
Yale University
Computer Science
$120,300
Median starting salary
University of Chicago
Computer Science
$87,000
Median starting salary
Penn State University
Computer Science
$95,900
Median starting salary
The Johns Hopkins University
Computer Science
$115,900
Median starting salary
New York University
Math, Stats, and Data Science
$87,300
Median starting salary
University of Houston
Business, Econ & Finance
$86,600
Median starting salary
Purdue University
Math, Stats, and Data Science
$84,800
Median starting salary
Indiana
Computer Science
$67,600
Median starting salary
Insight Data Science
Computer Science
$126,000
Median starting salary
University of Oregon
Physics, Astronomy, or Astrophysics
$73,100
Median starting salary

Why invest with Edly?


Attractive returns

Target return is 8%-14%

* 8% target is with principal protected by US Government Bonds.


Help students avoid loans

Edly ISAs are designed to always be an affordable percentage of a graduate’s salary.


Social impact and accessibility

Edly ISAs provide greater access to education financing and help fund education for underrepresented groups. Unlike traditional private student loans, Edly does not require credit scores or co-signers.

Invest with Edly and we’ll do the work for you

EdlyOutcomes is a professionally managed account selecting ISAs from students in top programs and leading universities and schools.


Diversification


Monthly Cash Flows


Short Maturity


Reporting & Monitoring

How to get started with Edly

Edly seeks investments in ISAs that we believe are likely to produce attractive risk-adjusted returns for investors, while also providing access to education for promising students.

1

Create your account

Open an account with Edly. Only Accredited Investors in the U.S. may invest with Edly.

2

Choose an amount

Choose an amount you would like to invest. You can invest as little as $10,000.

3

Fund your account

Connect your bank and transfer funds. Your money will be held in a segregated account until invested.

4

Get paid monthly

Edly pays cash to investors on the 25th of every month.

Edly in the news

 

Commonly asked questions

Is my investment safe?

Alternative investing involves a relatively high degree of risk. Edly takes steps to minimize the risks it can. For example, Edly will invest in actual student contracts, seeks collections from students via a professional servicer, and does extensive screening prior to investing.

Investments in EdlyOutcomes I Principal Protected have principal protected by U.S. Government bonds.

How much can I expect to earn?

Alternative investments can be high risk. There is no guarantee that target returns will be achieved. Investments with principal protected by U.S. Government bonds, like EdlyOutcomes I Principal Protected, have a target return of 8% (IRR). EdlyOutcomes I High Yield has a target return of 14% (IRR).

How am I paid?

On the 25th of each month, Edly will pass through any cash payments made by students. These payments are low at first while students are still in school or just starting to work. They increase later and then end – typically within 3 to 5 years.

What fees are charged?

Management Fees:

If offered on a principal protected basis, the fees are as follows: .5% of the initial investment amount per year for two years, plus 2% of ISA cashflows, plus 1% of the Treasury STRIPS cashflows.

If not offered on a principal protected basis, the fees are as follows: 1% of the initial investment amount per year for two years, plus 4% of the ISA cashflows.

Expenses:

Edly will also charge investors all of the out of pocket expenses relating to the management of the account up to 1% of cash returned to investors.

Can I sell my investment?

There is currently no secondary market for Edly investments. Edly may be able to allow for early redemption in certain circumstances but you should expect to hold until all of the student payments are done – typically 3 to 5 years.

How is my investment taxed?

You will receive a 1099 on any tax amount due each year. Edly tries to minimize the amount of tax due in the early part of your investment. See PPM for a fuller description.

Ready to invest in higher education?