There is no better investment than one in education

18.62%
Edly historical return to investors

3,800+
Students
Invested In
Returns are calculated between April 2019 and January 2021. Returns are based on actual cash received and the current market value of outstanding investments. Returns are net of fees and expenses.
For the first time ever, Edly allows investors to invest in top students by investing in Income Share Agreements (“ISAs”).
Great Schools, Great Returns.
Edly focuses on high potential students from the top programs and schools across the country.
Why invest with Edly?
Attractive returns
Target return is 14%
Help students avoid loans
Edly ISAs are designed to always be an affordable percentage of a graduate’s salary.
Social impact and accessibility
Edly ISAs provide greater access to education financing and help fund education for underrepresented groups. Unlike traditional private student loans, Edly does not require credit scores or co-signers.
Invest with Edly and we’ll do the work for you
EdlyOutcomes is a professionally managed account selecting ISAs from students in top programs and leading universities and schools.
Diversification
Monthly Cash Flows
Short Maturity
Reporting & Monitoring
How to get started with Edly
Edly seeks investments in ISAs that we believe are likely to produce attractive risk-adjusted returns for investors, while also providing access to education for promising students.
1
Create your account
Open an account with Edly. Only Accredited Investors in the U.S. may invest with Edly.
2
Choose an amount
Choose an amount you would like to invest. You can invest as little as $5,000.
3
Fund your account
Connect your bank and transfer funds. Your money will be held in a segregated account until invested.
4
Get paid monthly
Edly pays cash to investors on the 25th of every month.
Edly in the news
Commonly asked questions
Is my investment safe?
Alternative investing involves a relatively high degree of risk. Edly takes steps to minimize the risks it can. For example, Edly will invest in actual student contracts, seeks collections from students via a professional servicer, and does extensive screening prior to investing.
How much can I expect to earn?
Alternative investments can be high risk. There is no guarantee that target returns will be achieved. Investments with EdlyOutcomes I High Yield have a target return of 14% (IRR).
How am I paid?
On the 25th of each month (or next business day thereafter), Edly will pass through any cash payments made by students. These payments are low at first while students are still in school or just starting to work. They increase later and then end – typically within 3 to 5 years.
What fees are charged?
Management Fees:
1% of the initial investment amount per year for two years, plus 4% of the ISA cashflows.
Expenses:
Edly will also charge investors all of the out of pocket expenses relating to the management of the account up to 1% of cash returned to investors.
Can I sell my investment?
There is currently no secondary market for Edly investments. Edly may be able to allow for early redemption in certain circumstances but you should expect to hold until all of the student payments are done – typically 3 to 5 years.
How is my investment taxed?
You will receive a 1099 on any tax amount due each year. Edly tries to minimize the amount of tax due in the early part of your investment. See PPM for a fuller description.
Get more answers in our FAQ