There is no better investment than one in education
13.99%
Edly historical return to investors
4,000+
Students
Invested In
Returns are calculated between April 2019 and March 2021. Returns are based on actual cash received and the current market value of outstanding investments. Returns are net of fees and expenses.
For the first time ever, Edly allows investors to invest in top students by investing in Income Share Agreements (“ISAs”).
Great Schools, Great Returns.
Edly focuses on high potential students from the top programs and schools across the country.
Why invest with Edly?
Attractive returns
Target returns from 8 – 14%
Help students avoid loans
Edly ISAs are designed to always be an affordable percentage of a graduate’s salary.
Social impact and accessibility
Edly ISAs provide greater access to education financing and help fund education for underrepresented groups. Unlike traditional private student loans, Edly does not require credit scores or co-signers.
Invest with Edly and we’ll do the work for you
EdlyOutcomes is a professionally managed account selecting ISAs from students in top programs and leading universities and schools.
Diversification
Monthly Cash Flows
Short Maturity
Reporting & Monitoring
How to get started with Edly
Edly seeks investments in ISAs that we believe are likely to produce attractive risk-adjusted returns for investors, while also providing access to education for promising students.
1
Create your account
Open an account with Edly. Only Accredited Investors in the U.S. may invest with Edly.
2
Choose an amount
Choose an amount you would like to invest. Minimum investment size is $10,000.
3
Fund your account
Connect your bank and transfer funds. Your money will be held in a segregated account until invested.
4
Get paid monthly
Edly pays cash to investors on the 25th of every month.
Edly in the news
Commonly asked questions
Is my investment safe?
Alternative investing involves a relatively high degree of risk. Edly takes steps to minimize the risks it can. For example, Edly will invest in actual student contracts, seeks collections from students via a professional servicer, and does extensive screening prior to investing.
How much can I expect to earn?
Alternative investments can be high risk. There is no guarantee that target returns will be achieved. Investments with EdlyOutcomes I High Yield have a target return of 14% (IRR). Fixed income investments may have a shorter maturity and lower coupon that may correspond to an investment grade rating. The Edly Inc. Senior Secured Notes 2021-1 issue has an 8% coupon paid monthly.
How am I paid?
On the 25th of each month (or next business day thereafter), Edly will pass through any cash payments made by students. These payments are low at first while students are still in school or just starting to work. They increase later and then end – typically within 3 to 5 years.
Edly Notes investors receive a monthly fixed coupon payment which equals 8% per annum, in addition to a variable principal paydown.
What fees are charged?
For Edly Outcomes:
Management Fees: 1% of the initial investment amount per year for two years, plus 4% of the ISA cashflows.
Expenses: Edly will also charge investors all of the out of pocket expenses relating to the management of the account up to 1% of cash returned to investors.
For Edly Notes:
There are no Management Fees charged directly to the investor.
Can I sell my investment?
There is currently no secondary market for Edly investments. Edly may be able to allow for early redemption in certain circumstances but you should expect to hold until all of the student payments are done – typically 3 to 5 years.
How is my investment taxed?
You will receive a 1099 on any tax amount due each year. For Edly Outcomes, Edly tries to minimize the amount of tax due in the early part of your investment. See PPM and respective PPM Supplement for a fuller description. For Edly Notes, investors will have interest paid reported on a 1099 each year.
Get more answers in our FAQ
Ready to invest in higher education?
555 Pleasantville Road, Suite N202
Briarcliff Manor, NY 10510
Call (914) 775-8299
Email info@edly.info
Copyright © 2021 Edly Inc. All rights reserved.
From time to time, edly will make opportunities for investments in ISAs available to investors who are qualified as “Accredited Investors” (as defined below) and who have expressed an interest in learning about such investment opportunities. No investment opportunity is being offered at this time by edly and all prospective investors will be given opportunities in the future after verification of their status and an expression of specific interest. When investment opportunities are being offered, a Confidential Private Placement Memorandum (a “PPM”) will be furnished to approved investors on a confidential basis. Sales of the securities may not be consummated unless prospective investors are provided with a PPM. In particular, you should carefully read the “Risk Factors” set forth in the PPM. The information contained in the PPM may not be provided to persons who are not directly concerned with an investor’s decision regarding the investment offered hereby. Investors should make their own investigations and evaluations of any securities offered. The securities, when offered, will not be registered under the Securities Act of 1933, as amended (the “Securities Act”), or any other securities laws. They will be offered for investment pursuant to the exemption from registration provided under Section 4(a)(2) of the Securities Act and exemptions from the registration requirements of applicable state securities laws only to persons who are “Accredited Investors,” as defined in Regulation D under the Securities Act. There will be no public market for the offered securities.
This website, and the information being provided to prospective investors at this time, is not an offer to sell or a solicitation of an offer to buy any securities that may be offered in the future by edly, nor shall any such securities be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction.
ANY SECURITIES OFFERED BY EDLY WILL NOT HAVE BEEN RECOMMENDED BY THE U.S. SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES COMMISSION OR REGULATORY AUTHORITY. ANY SECURITIES OFFERED BY EDLY WILL BE SUBJECT TO RESTRICTIONS ON TRANSFERABILITY AND RESALE, AND MAY NOT BE TRANSFERRED OR RESOLD EXCEPT AS PERMITTED UNDER THE SECURITIES ACT AND APPLICABLE STATE SECURITIES LAWS, PURSUANT TO REGISTRATION OR AN EXEMPTION THEREFROM. INVESTORS SHOULD BE AWARE THAT THEY MAY BE REQUIRED TO BEAR THE FINANCIAL RISKS OF THEIR INVESTMENT IN THE SECURITIES FOR AN INDEFINITE TIME. CERTAIN INFORMATION CONTAINED IN THIS WEBSITE AND IN THE PPM TO BE DELIVERED IN THE FUTURE CONSTITUTES AND WILL CONSTITUTE “FORWARD-LOOKING STATEMENTS,” WHICH CAN BE IDENTIFIED BY THE USE OF FORWARD-LOOKING TERMINOLOGY SUCH AS “MAY,” “WILL,” “SHOULD,” “EXPECT,” “ANTICIPATE,” “ESTIMATE,” “INTEND,” “CONTINUE” OR “BELIEVE” TO THE NEGATIVES THEREOF OR OTHER VARIATIONS THEREON OR COMPARABLE TERMINOLOGY. DUE TO VARIOUS RISKS AND UNCERTAINTIES, ACTUAL EVENTS OR RESULTS FROM THE ACTUAL PERFORMANCE OF THE SECURITIES MAY DIFFER MATERIALLY FROM THOSE REFLECTED OR CONTEMPLATED IN SUCH FORWARD-LOOKING STATEMENTS.
Edly is a Registered Investment Advisor in NY State.
